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Compare fixed deposits, leasing, home, education and gold loans, and credit cards from Sri Lankan banks and licensed finance companies.

Best FD rate for 12 monthsLease a car for Rs. 6.5M0% instalment offersGold loan per sovereign

Answers come straight from our verified rate tables. Last verified 30 Sep 2026

Today's best rates

Highest for savers, lowest for borrowers
Highest 12-month FDCommercial Credit & Finance PLC 12.75% Lowest vehicle leaseBank of Ceylon 11.50% Lowest housing loanBank of China Limited 10.25% Lowest education loanBank of Ceylon 11.00% Best gold advance per sovereignBank of Ceylon Rs. 142,000 See every rate

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Fixed Deposits Top 12.75% p.a. Vehicle Financing From 11.50% p.a. Housing Loans From 10.25% p.a. Education Loans From 11.00% p.a. Gold Loans Up to Rs. 142,000 / sov. Credit Cards 6 cards compared

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Most shared Budget plannerSee where your salary goes and how it compares with the 50 / 30 / 20 rule. Plan my budget Uber / PickMe profit calculatorWill a leased vehicle pay for itself? Trips, fuel, commission and the lease, in one number. Vehicle lease calculatorSee your monthly instalment before you talk to a finance company. Instalment or save up?The real cost of paying monthly for a phone, watch or laptop. FD maturity calculatorSee what your fixed deposit will be worth at maturity.

Offers

This week's promotions

See all 8 offers
Fee waived Offer

No annual fee in year one on Demo Everyday

Bank of China Limited · Until 2 Jan
Credit card offer Details
0% interest Ends in 6 days

12-month instalment plans at electronics stores

Bank of Ceylon · Shopping · Until 2 Nov
Card discount Details
Rs. 1,000 off Offer

Supermarket bills over Rs. 10,000, every Wednesday

Bank of China Limited · Supermarket · Until 8 Nov
Card discount Details

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Side hustles Uber or PickMe: will the lease pay for itself? Includes a calculator Featured How to finance a vehicle for Uber or PickMe and actually turn a profit Most drivers look at the monthly lease and stop there. Here is how to count everything, so the car pays you and not the other way round. 8 min read · Guide + calculator
Gadgets & instalments Pay monthly or save up? Should you use an instalment plan for your next smartwatch or just save up? 5 min read · Comparison Travel & leisure A weekend down South, on budget How to budget for a weekend resort trip down South without maxing out your credit card 6 min read · Step-by-step

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What's the best leasing rate for a 5-year term?
The lowest published leasing rate right now is 11.50% p.a. at Bank of Ceylon.
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Top fixed deposit rates

Institution6M12M24M60MVerified
Commercial Credit & Finance PLCFinance company 11.25% 12.75% 13.25% 13.50% 30 Sep
Janashakthi Finance PLCFinance company 11.00% 12.75% 14.25% 13.50% 30 Sep
Softlogic Finance PLCFinance company 11.63% 12.60% 15.00% 16.00% 30 Sep
HNB Finance PLCFinance company 9.50% 12.50% 10.00% 14.50% 30 Sep
Lanka Credit and Business Finance PLCFinance company 11.13% 12.13% 12.50% 13.50% 30 Sep
Rates are indicative. Confirm with the institution before you apply or invest.See all 42 →
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