Fixed deposit rates

Compare interest rates from banks and licensed finance companies. Interest paid at maturity, per annum.

All Banks Finance companies

42 institutions · Sorted by 12 months, best first

Commercial Credit & Finance PLC

Finance company

12.75%

12 months

Highest

3M11.00%

6M11.25%

24M13.25%

60M13.50%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Janashakthi Finance PLC

Finance company

12.75%

12 months

Highest

3M10.50%

6M11.00%

24M14.25%

60M13.50%

Senior 12M13.25%

Last verified 30 Sep 2026Official rates ↗

Softlogic Finance PLC

Finance company

12.60%

12 months

3M11.41%

6M11.63%

24M15.00%

60M16.00%

Senior 12M13.10%

Last verified 30 Sep 2026Official rates ↗

HNB Finance PLC

Finance company

12.50%

12 months

3M10.25%

6M9.50%

24M10.00%

60M14.50%

Senior 12M13.00%

Last verified 30 Sep 2026Official rates ↗

Lanka Credit and Business Finance PLC

Finance company

12.13%

12 months

3M11.41%

6M11.13%

24M12.50%

60M13.50%

Senior 12M12.63%

Last verified 30 Sep 2026Official rates ↗

PMF Finance PLC

Finance company

12.13%

12 months

3M10.50%

6M10.75%

24M12.50%

60M15.00%

Senior 12M12.63%

Last verified 30 Sep 2026Official rates ↗

People's Leasing & Finance PLC

Finance company

12.00%

12 months

3M11.41%

6M11.62%

24M12.25%

60M13.00%

Senior 12M12.50%

Last verified 30 Sep 2026Official rates ↗

Sarvodaya Development Finance PLC

Finance company

12.00%

12 months

3M10.50%

6M11.00%

24M12.50%

60M14.50%

Senior 12M12.50%

Last verified 30 Sep 2026Official rates ↗

Central Finance Co. PLC

Finance company

11.50%

12 months

3M8.50%

6M10.00%

24M12.25%

60M14.00%

Senior 12M12.00%

Last verified 30 Sep 2026Official rates ↗

L B Finance PLC

Finance company

11.50%

12 months

3M10.00%

6M10.50%

24M12.75%

60M12.75%

Senior 12M12.00%

Last verified 30 Sep 2026Official rates ↗

Merchant Bank of Sri Lanka & Finance PLC

Finance company

11.50%

12 months

3M8.75%

6M10.50%

24M12.75%

60M13.75%

Senior 12M12.00%

Last verified 30 Sep 2026Official rates ↗

Vallibel Finance PLC

Finance company

11.50%

12 months

3M10.00%

6M10.50%

24M13.00%

60M13.00%

Senior 12M12.00%

Last verified 30 Sep 2026Official rates ↗

Singer Finance (Lanka) PLC

Finance company

11.13%

12 months

3M9.00%

6M9.13%

24M12.00%

60M14.00%

Senior 12M11.63%

Last verified 30 Sep 2026Official rates ↗

Sanasa Development Bank PLC

Bank

11.00%

12 months

3M9.25%

6M8.75%

24M11.00%

60M13.75%

Senior 12M9.75%

Last verified 30 Sep 2026Official rates ↗

CBC Finance PLC

Finance company

10.50%

12 months

3M9.00%

6M10.50%

24M12.50%

60M14.00%

Senior 12M11.00%

Last verified 30 Sep 2026Official rates ↗

Cargills Bank PLC

Bank

10.00%

12 months

3M9.50%

6M9.75%

24M11.00%

60M15.00%

Senior 12M10.00%

Last verified 30 Sep 2026Official rates ↗

National Development Bank PLC

Bank

10.00%

12 months

3M9.50%

6M9.75%

24M11.00%

60M13.00%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Seylan Bank PLC

Bank

10.00%

12 months

3M9.00%

6M9.75%

24M11.00%

60M12.50%

Senior 12M10.50%

Last verified 30 Sep 2026Official rates ↗

Pradeshiya Sanwardhana Bank

Bank

10.00%

12 months

3M9.00%

6M9.50%

24M10.75%

60M12.25%

Senior 12M10.25%

Last verified 30 Sep 2026Official rates ↗

Alliance Finance Co. PLC

Finance company

10.00%

12 months

3M9.00%

6M9.00%

24M10.50%

60M11.75%

Senior 12M10.50%

Last verified 30 Sep 2026Official rates ↗

Citizens Development Business Finance PLC

Finance company

10.00%

12 months

3M8.50%

6M9.00%

24M10.50%

60M15.00%

Senior 12M10.00%

Last verified 30 Sep 2026Official rates ↗

Fintrex Finance PLC

Finance company

10.00%

12 months

3M8.00%

6M8.50%

24M10.75%

60M12.25%

Senior 12M10.50%

Last verified 30 Sep 2026Official rates ↗

Siyapatha Finance PLC

Finance company

9.75%

12 months

3M9.00%

6M9.50%

24M10.75%

60M13.00%

Senior 12M10.25%

Last verified 30 Sep 2026Official rates ↗

Amana Bank PLC

Bank

9.50%

12 months

3M7.50%

6M9.00%

24M11.00%

60M—

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Housing Development Finance Corporation Bank of Sri Lanka

Bank

9.50%

12 months

3M8.25%

6M8.50%

24M8.50%

60M13.00%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Assetline Finance PLC

Finance company

9.25%

12 months

3M8.25%

6M8.75%

24M10.75%

60M11.50%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Mercantile Investments & Finance PLC

Finance company

9.25%

12 months

3M7.50%

6M7.75%

24M10.75%

60M11.75%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Pan Asia Banking Corporation PLC

Bank

9.00%

12 months

3M9.00%

6M9.50%

24M11.00%

60M13.00%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Union Bank of Colombo PLC

Bank

9.00%

12 months

3M9.00%

6M9.50%

24M11.50%

60M13.50%

Senior 12M9.50%

Last verified 30 Sep 2026Official rates ↗

LOLC Finance PLC

Finance company

9.00%

12 months

3M8.24%

6M8.57%

24M9.95%

60M13.70%

Senior 12M8.50%

Last verified 30 Sep 2026Official rates ↗

People's Bank

Bank

8.50%

12 months

3M7.25%

6M7.50%

24M9.40%

60M10.75%

Senior 12M8.75%

Last verified 30 Sep 2026Official rates ↗

Associated Motor Finance Co. PLC

Finance company

8.50%

12 months

3M7.50%

6M7.75%

24M10.25%

60M13.00%

Senior 12M9.00%

Last verified 30 Sep 2026Official rates ↗

MCB Bank Ltd

Bank

8.25%

12 months

3M8.00%

6M8.10%

24M9.00%

60M—

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Hatton National Bank PLC

Bank

7.50%

12 months

3M7.00%

6M7.50%

24M10.00%

60M12.50%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Indian Bank

Bank

7.50%

12 months

3M6.75%

6M7.00%

24M7.75%

60M8.25%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

State Bank of India

Bank

7.25%

12 months

3M6.25%

6M6.50%

24M7.25%

60M—

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

National Savings Bank

Bank

7.25%

12 months

3M6.75%

6M7.00%

24M7.75%

60M8.25%

Senior 12M7.50%

Last verified 30 Sep 2026Official rates ↗

Nations Trust Bank PLC

Bank

7.00%

12 months

3M6.50%

6M6.75%

24M8.25%

60M10.00%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Bank of Ceylon

Bank

6.75%

12 months

3M6.25%

6M6.50%

24M7.00%

60M7.75%

Senior 12M7.25%

Last verified 30 Sep 2026Official rates ↗

State Mortgage & Investment Bank

Bank

6.75%

12 months

3M6.00%

6M6.50%

24M7.50%

60M9.00%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Bank of China Limited

Bank

2.75%

12 months

3M2.25%

6M2.00%

24M3.00%

60M3.75%

Senior 12M—

Last verified 30 Sep 2026Official rates ↗

Richard Pieris Finance Ltd

Finance company

—

12 months

3M—

6M—

24M—

60M—

Senior 12M13.50%

Last verified 30 Sep 2026Official rates ↗

Rates are indicative. Confirm with the institution before you apply or invest. "—" means the rate is not published.

Institution	3 months	6 months	12 months ↓	24 months	60 months	Senior 12M	Verified
Commercial Credit & Finance PLCFinance company	11.00%	11.25%	12.75%	13.25%	13.50%	—	30 Sep ↗
Janashakthi Finance PLCFinance company	10.50%	11.00%	12.75%	14.25%	13.50%	13.25%	30 Sep ↗
Softlogic Finance PLCFinance company	11.41%	11.63%	12.60%	15.00%	16.00%	13.10%	30 Sep ↗
HNB Finance PLCFinance company	10.25%	9.50%	12.50%	10.00%	14.50%	13.00%	30 Sep ↗
Lanka Credit and Business Finance PLCFinance company	11.41%	11.13%	12.13%	12.50%	13.50%	12.63%	30 Sep ↗
PMF Finance PLCFinance company	10.50%	10.75%	12.13%	12.50%	15.00%	12.63%	30 Sep ↗
People's Leasing & Finance PLCFinance company	11.41%	11.62%	12.00%	12.25%	13.00%	12.50%	30 Sep ↗
Sarvodaya Development Finance PLCFinance company	10.50%	11.00%	12.00%	12.50%	14.50%	12.50%	30 Sep ↗
Central Finance Co. PLCFinance company	8.50%	10.00%	11.50%	12.25%	14.00%	12.00%	30 Sep ↗
L B Finance PLCFinance company	10.00%	10.50%	11.50%	12.75%	12.75%	12.00%	30 Sep ↗
Merchant Bank of Sri Lanka & Finance PLCFinance company	8.75%	10.50%	11.50%	12.75%	13.75%	12.00%	30 Sep ↗
Vallibel Finance PLCFinance company	10.00%	10.50%	11.50%	13.00%	13.00%	12.00%	30 Sep ↗
Singer Finance (Lanka) PLCFinance company	9.00%	9.13%	11.13%	12.00%	14.00%	11.63%	30 Sep ↗
Sanasa Development Bank PLCBank	9.25%	8.75%	11.00%	11.00%	13.75%	9.75%	30 Sep ↗
CBC Finance PLCFinance company	9.00%	10.50%	10.50%	12.50%	14.00%	11.00%	30 Sep ↗
Cargills Bank PLCBank	9.50%	9.75%	10.00%	11.00%	15.00%	10.00%	30 Sep ↗
National Development Bank PLCBank	9.50%	9.75%	10.00%	11.00%	13.00%	—	30 Sep ↗
Seylan Bank PLCBank	9.00%	9.75%	10.00%	11.00%	12.50%	10.50%	30 Sep ↗
Pradeshiya Sanwardhana BankBank	9.00%	9.50%	10.00%	10.75%	12.25%	10.25%	30 Sep ↗
Alliance Finance Co. PLCFinance company	9.00%	9.00%	10.00%	10.50%	11.75%	10.50%	30 Sep ↗
Citizens Development Business Finance PLCFinance company	8.50%	9.00%	10.00%	10.50%	15.00%	10.00%	30 Sep ↗
Fintrex Finance PLCFinance company	8.00%	8.50%	10.00%	10.75%	12.25%	10.50%	30 Sep ↗
Siyapatha Finance PLCFinance company	9.00%	9.50%	9.75%	10.75%	13.00%	10.25%	30 Sep ↗
Amana Bank PLCBank	7.50%	9.00%	9.50%	11.00%	—	—	30 Sep ↗
Housing Development Finance Corporation Bank of Sri LankaBank	8.25%	8.50%	9.50%	8.50%	13.00%	—	30 Sep ↗
Assetline Finance PLCFinance company	8.25%	8.75%	9.25%	10.75%	11.50%	—	30 Sep ↗
Mercantile Investments & Finance PLCFinance company	7.50%	7.75%	9.25%	10.75%	11.75%	—	30 Sep ↗
Pan Asia Banking Corporation PLCBank	9.00%	9.50%	9.00%	11.00%	13.00%	—	30 Sep ↗
Union Bank of Colombo PLCBank	9.00%	9.50%	9.00%	11.50%	13.50%	9.50%	30 Sep ↗
LOLC Finance PLCFinance company	8.24%	8.57%	9.00%	9.95%	13.70%	8.50%	30 Sep ↗
People's BankBank	7.25%	7.50%	8.50%	9.40%	10.75%	8.75%	30 Sep ↗
Associated Motor Finance Co. PLCFinance company	7.50%	7.75%	8.50%	10.25%	13.00%	9.00%	30 Sep ↗
MCB Bank LtdBank	8.00%	8.10%	8.25%	9.00%	—	—	30 Sep ↗
Hatton National Bank PLCBank	7.00%	7.50%	7.50%	10.00%	12.50%	—	30 Sep ↗
Indian BankBank	6.75%	7.00%	7.50%	7.75%	8.25%	—	30 Sep ↗
State Bank of IndiaBank	6.25%	6.50%	7.25%	7.25%	—	—	30 Sep ↗
National Savings BankBank	6.75%	7.00%	7.25%	7.75%	8.25%	7.50%	30 Sep ↗
Nations Trust Bank PLCBank	6.50%	6.75%	7.00%	8.25%	10.00%	—	30 Sep ↗
Bank of CeylonBank	6.25%	6.50%	6.75%	7.00%	7.75%	7.25%	30 Sep ↗
State Mortgage & Investment BankBank	6.00%	6.50%	6.75%	7.50%	9.00%	—	30 Sep ↗
Bank of China LimitedBank	2.25%	2.00%	2.75%	3.00%	3.75%	—	30 Sep ↗
Richard Pieris Finance LtdFinance company	—	—	—	—	—	13.50%	30 Sep ↗

Rates are indicative. Confirm with the institution before you apply or invest. "—" means the rate is not published.

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