Housing loan rates

Compare housing loan rates to buy, build or renovate a home.

3 institutions · Sorted by fixed rate, best first

Bank of China Limited

Bank
10.25%
Fixed rate
Lowest
Variable rate9.75%
Max period (years)25
Max loan-to-value80.00%
Last verified 26 Sep 2026Official rates ↗

Bank of Ceylon

Bank
10.75%
Fixed rate
Variable rate10.00%
Max period (years)20
Max loan-to-value75.00%
Last verified 26 Sep 2026Official rates ↗

Citibank N.A.

Bank
11.00%
Fixed rate
Variable rate—
Max period (years)25
Max loan-to-value70.00%
Last verified 23 Sep 2026Official rates ↗

Rates are indicative. Confirm with the institution before you apply or invest. "—" means the rate is not published.

Institution Fixed rate ↓ Variable rate Max period (years) Max loan-to-value Verified
Bank of China LimitedBank 10.25% 9.75% 25 80.00% 26 Sep ↗
Bank of CeylonBank 10.75% 10.00% 20 75.00% 26 Sep ↗
Citibank N.A.Bank 11.00% — 25 70.00% 23 Sep ↗
Rates are indicative. Confirm with the institution before you apply or invest. "—" means the rate is not published.
Work it out: Housing loan calculator

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